If you’re buying a property at speed, breaking a chain, funding a refurb, or releasing capital fast, bridging finance can be the perfect solution. But with so many lenders, products, and structures out there, it pays to have a broker who knows the market inside out.
At Mortgage Knight, we specialise in bridging finance brokerage. We work with 50+ specialist lenders to secure short-term, asset-backed loans for property professionals, landlords, developers, and home movers—fast.
A bridging finance broker acts as your expert guide—comparing lenders, negotiating terms, and managing the process from quote to completion. We help you:
You focus on the deal. We handle the funding.
As brokers, we arrange bridging finance for:
We’re not a comparison site. We’re your partner in fast funding, tailoring every deal to your needs.
| Feature | Typical Terms |
|---|---|
| Loan amounts | £50,000 to £25 million+ |
| Loan term | 1–24 months (usually 12 max) |
| LTV (Loan-to-Value) | Up to 75% (or higher with extra security) |
| Interest payments | Rolled-up, monthly, or retained |
| Property types | Residential, commercial, land, mixed-use |
| Exit strategy | Sale, refinance, or staged development funding |
Status: Sophie was selling her home, but the chain collapsed. She risked losing her dream house.
Solution: We arranged a £325,000 bridging loan secured against her current home, enabling her to complete the purchase and repay the loan once her sale went through.
Result: Stress-free move without losing the new home.
Status: Alex purchased a run-down flat for £180,000 to refurb and sell. It wasn’t mortgageable due to the condition.
Solution: We arranged a 70% LTV bridging loan with rolled-up interest, allowing him to complete quickly and fund the works.
Result: He sold for £265,000 and cleared the loan within 5 months.
Status: A property developer had finished a small block of flats but hadn’t sold all the units yet. His development finance term was ending.
Solution: We secured a £1.1m development exit bridging loan to repay the original loan and allow time to sell remaining flats.
Result: No pressure sale. Developer exited with maximum profit.
A: As brokers, we’ve completed deals in as little as 5 working days, though 7–14 days is typical.
A: In most cases, yes—but we’re fully transparent, and fees are only charged on successful completion. Often these are built into the loan.
A: Not always. Many bridging loans are asset-based, especially if the exit is a sale.
A: Residential, buy-to-let, HMO, land, commercial buildings, or even multiple properties via second charges.
A: Yes. We work with lenders who look beyond credit score and focus on the asset and exit plan.
