A mortgage is a big commitment — and life doesn’t always go exactly to plan.
At Mortgage Knight, we don’t just help you buy a home — we help you protect it, your family, your income, and your future. Our protection advice is straightforward, no-pressure, and designed to fit your life today and tomorrow.
Whether you’re securing your first home, growing your family, or running a business, the right cover means peace of mind — whatever happens.
Financial security for your loved ones if the worst happens
Cover your mortgage repayments to keep your home safe
A lump sum if you're diagnosed with a serious condition
Regular payments to support your family if you pass away
Protect your salary if illness or injury stops you working
Specialist cover for self-employed and contract workers
Covers your business if a key team member is lost.
Protects business ownership if a shareholder dies or falls critically ill
Covers business loan repayments if a key person dies or is critically ill.
Specialist cover for self-employed and contract workers
via Healthcare Worker mortgage hubs
A: It depends on your mortgage balance, family needs, and personal goals. We’ll help you calculate the right level for your situation.
A: Employer sick pay often runs out after a few months. Income Protection can continue paying you for years if needed.
A: Yes — many providers offer combined plans that pay out on diagnosis of a critical illness or death, whichever happens first.
A: Certain types (like Relevant Life Cover) can be highly tax-efficient for limited company directors. We’ll structure it right for you
A: No — it’s entirely separate, but lenders often like to see that you’ve protected your liabilities.
No hard sell. No jargon. Just clear advice about what protection makes sense for you — and your budget.
Speak to Mortgage Knight today to secure your home, your income, your family, and your future.