Mortgage Knight News and Insights

Whether you’re buying your first home, refinancing, investing, or protecting your future, knowledge is power. At Mortgage Knight, we believe in giving you more than just mortgage deals — we give you the knowledge and insights to make confident financial decisions. Here you’ll find the latest mortgage news, interest rate updates, buying guides, expert tips, and real-world advice to help you stay informed at every step of your property or financial journey.

Understanding IR35 and Mortgage Applications

Professional guidance for IR35 contractors seeking mortgages. Understand how IR35 status affects mortgage applications and get expert advice for your situation.

Understanding How Lenders Assess Contractor Income

Learn how specialist lenders assess contractor income for mortgage applications. Understand the different assessment methods and documentation requirements for contractors.

SONIA Swap Rates: How They Affect UK Mortgage Rates

Most people think mortgage rates only follow the Bank of England base rate. In reality, lenders also use SONIA swap rates. Learn how swaps work and why they influence fixed mortgage pricing.

Professional Guidance for Contractor Mortgage Decisions

Get professional contractor mortgage guidance from specialists. Navigate your mortgage options with expert advice tailored to contractor situations and requirements.

A Complete Guide to Contractor Mortgages

Learn about contractor mortgages with professional advice from experienced brokers. Understand how lenders assess contractor income and your mortgage options.

Professional Contractor Mortgage Brokerage Services

Professional contractor mortgage brokers providing expert guidance and access to specialist lenders. Get professional advice for your contractor mortgage application.

Finding the Right Contractor Mortgage Lender

Learn about different contractor mortgage lenders and how to find the right match for your situation. Professional guidance on lender selection for contractors.

How Much Deposit Do You Need for a Buy-to-Let Mortgage?

Discover how much deposit you need for a buy-to-let mortgage in the UK. Learn about 20%, 25%, and 40% deposit options, LTV rules, rental income requirements, and lender criteria with Mortgage Knight.

An Ultimate Guide to Shared Ownership Mortgages: Eligibility and Expert Tips

Learn how Shared Ownership mortgages work, eligibility, how much you can borrow, pros and cons, and available lenders.