At Mortgage Knight, we specialise in helping people across the UK find the right mortgage – whether you’re buying your first home, moving to your next, investing in property, or looking for better rates.
We don’t just compare deals. We work with you to understand your goals, income, credit profile, and circumstances — and then match you with lenders who say yes.
Step-by-step support with 5–10% deposit deals
Seamless finance for your next property
Navigate developer deadlines and incentives
Options if your credit history isn't perfect
Get approved, even on a visa
UK mortgages for overseas residents
Specialist advice for unique income types
Find better rates or raise capital
Borrow more without touching your current mortgage
Access funds later in life with expert guidance
Mortgages based on real income, not just tax returns
PAYE, umbrella, and day rate options
Designed for medical professionals with flexible income
Bespoke options for clients with complex wealth
Access to private banks and discretionary underwriting
For applicants paid in INR, USD, EUR or other currencies while living in the UK.
From single lets to portfolios
Fast finance for auctions, refurbishments, and chain breaks
Property finance for business premises or investments
First-Time Buyers with a 5% Deposit
Aisha and Omar had saved for years but only managed a 5% deposit. Unsure where to start, they reached out to Mortgage Knight. We helped them understand their affordability, matched them with a lender offering 95% LTV deals, and guided them through the entire process — from decision in principle to completion. Within 10 weeks, they picked up the keys to their first home, confident they’d secured the right deal.
Contractor Paid in Indian Rupees (INR)
Shweta, a Tata contractor working in the UK on a Tier 2 visa, struggled to find a broker who understood how to present her INR income. We used her contract to calculate gross annual income and worked with a contractor-friendly lender who accepts foreign currency — Halifax. Thanks to clear documentation and our guidance, her £300,000 mortgage was approved with a 10% deposit and no issues over currency or visa.
Newly Self-Employed with One Year of Accounts
Tom had recently set up as a self-employed builder and was told by his bank that he needed two full years of accounts to apply for a mortgage. We knew better. By working with a lender who accepts one year of trading history supported by an accountant’s projection, we helped Tom secure a £270,000 mortgage — approved in less than a week, and without delays.
Whether you’re buying, remortgaging or investing, we’re ready to help you move forward.
Speak to a Mortgage Knight broker today and get clear, expert guidance with no pressure — just straight answers and solutions that fit.
Yes. Many lenders we work with take a common-sense approach. Let’s talk it through.
 Definitely. We work with lenders that accept 1 year of trading, day rates, and even projected income.
In some cases, but we’re always upfront and transparent. Many of our clients pay no fee at all, depending on the lender.
Some lenders issue offers in 3–7 days. Timing depends on the lender and how fast documents are provided.
