At Mortgage Knight, we don’t just find you “a” mortgage — we help you find the right lender for your specific situation.
That might be a big high street bank. It might be a flexible specialist lender. Or even a provider that works with contractors, landlords, or self-employed clients.
We work with over 100 UK lenders — and we know how each of them thinks.
This page is your guide to understanding lender criteria, specialisms, and who’s most likely to say yes based on your needs.
Explore each lender below to learn what they’re best at, how flexible they are, and whether they suit your profile.
We cover:
Halifax Approves INR-Paid Contractor
Shweta, a software contractor paid in Indian Rupees on a Tier 2 visa, was turned away by multiple brokers who didn’t understand how to present her income. We assessed her day rate, used the correct gross contract model, and placed her with Halifax — a lender experienced with foreign currency and visa clients. Her mortgage was approved in under a week with a competitive rate.
Bluestone Lends After High Street Decline
James had a stable job but was declined by his high street bank due to a missed payment and an old CCJ. Rather than accept defeat, he came to us. We worked with Bluestone, a lender that specialises in adverse credit, and packaged the case properly. James was approved for the mortgage he needed with flexible terms and no early repayment charges.
HSBC Backs USD-Income Professional
Sophia lived in the UK but was paid in US dollars by a global marketing agency. Her local bank wouldn’t accept her income, even with UK bank statements. We placed her with HSBC, who are one of the few lenders that accept foreign currency income when structured correctly. The mortgage offer was issued quickly, and Sophia bought her first home in London without a hitch.
Different lenders have different strengths:
We help you choose based on your goals, income, and circumstances — not just the rate.
Don’t worry about trawling through eligibility pages or guesswork.
Speak to Mortgage Knight today, and we’ll match you with a lender who’s most likely to say yes — and offer a deal that fits your plan.
Over 100 lenders. One expert team. One perfect match.