The Mortgage Works (TMW) is the specialist buy-to-let arm of Nationwide Building Society, and one of the most well-established names in the landlord mortgage space. Known for its wide lending criteria and flexibility, TMW supports a diverse range of buy-to-let clients, from new landlords to those with large, complex portfolios.
At Mortgage Knight, we help clients access exclusive TMW deals with expert guidance and end-to-end support. Whether you’re buying through your own name or a limited company, TMW could be the right fit.
TMW is a great option for:
Ans: No – TMW mortgages are only available through mortgage brokers like Mortgage Knight.
Ans: Yes – TMW supports SPVs with strong limited company products and a simple application process.
Ans: TMW does not have a set minimum income requirement but expects landlords to be financially self-sufficient. Each case is reviewed individually.
Ans: Yes – TMW is one of the more flexible lenders when it comes to new landlords.
Ans: Yes – TMW accepts small HMOs (up to 7 bedrooms) and multi-unit blocks (up to 10 units), subject to criteria.
Ans: Yes – TMW allows capital raising for a variety of purposes, including further investment.
Ans: There’s no hard cap, but portfolio landlords must meet specific underwriting and background property requirements.
Ans: TMW is efficient, with many applications moving from submission to offer within 7–14 working days depending on case complexity.
Whether you’re expanding your buy-to-let portfolio, buying through a limited company, or financing your first rental property, TMW offers flexible, landlord-friendly mortgage options. At Mortgage Knight, we’ll match you to the best TMW deal and handle the entire application process for you. Speak to our expert team today and take your next step in property investment with confidence.
