Shawbrook is one of the UK’s leading specialist lenders, known for its flexible approach to buy-to-let, HMO, semi-commercial, and bridging finance. Unlike high street lenders, Shawbrook uses manual underwriting and common sense to assess applications — making them ideal for experienced landlords, limited companies, expats, and clients with complex property strategies.
At Mortgage Knight, we regularly recommend Shawbrook to clients who want tailored finance, fast decisions, and a lender that understands property investment inside and out.
Ans: Yes — Shawbrook is one of the leading lenders for limited company and SPV buy-to-let lending, including portfolio landlords and LLPs.
Ans: Yes. Shawbrook is one of the few lenders that actively supports large HMOs, including licensable and student properties.
Ans: Absolutely. Shawbrook offers both regulated and unregulated bridging finance, ideal for short-term purchases, auctions, or refinance strategies.
Ans: No problem — Shawbrook manually underwrites all applications, meaning they can consider complex income, layered earnings, or non-standard employment.
Ans: Yes — Shawbrook considers expat and foreign national applications, particularly where properties are held in UK limited companies.
If you’re buying an HMO, refinancing your portfolio, or need bridging finance for your next project, Shawbrook is one of the most flexible and experienced lenders in the market.
At Mortgage Knight, we know exactly how to package cases for Shawbrook — whether you’re a landlord, developer, or investor.
