Quantum Mortgages – Expert Buy-to-Let and Bridging Finance for Landlords and Property Investors

Quantum Mortgages is a specialist lender based in Milton Keynes, focusing on providing flexible and innovative mortgage solutions for landlords and property investors. With a commitment to common-sense underwriting and a deep understanding of the Buy-to-Let market, Quantum Mortgages offers a range of products designed to meet the diverse needs of their clients.

At Mortgage Knight, we recommend Quantum Mortgages to clients seeking reliable and adaptable mortgage options, backed by a lender with a strong reputation in the market.

Key Benefits of Quantum Mortgages

Comprehensive Buy-to-Let Product Range

Offers mortgages for single units, HMOs, multi-unit freehold blocks, and holiday lets. Supports both individual and limited company landlords, including SPVs.

Comprehensive Buy-to-Let Product Range

Offers mortgages for single units, HMOs, multi-unit freehold blocks, and holiday lets. Supports both individual and limited company landlords, including SPVs.

Support for Complex Cases

Provides solutions for first-time landlords, expats, and foreign nationals. Accommodates properties with short leases, above commercial premises, and investor-led developments.

Support for Complex Cases

Provides solutions for first-time landlords, expats, and foreign nationals. Accommodates properties with short leases, above commercial premises, and investor-led developments.

Flexible Lending Criteria

Employs human underwriting with no reliance on credit scoring. Considers a wide range of property types and borrower circumstances.

Flexible Lending Criteria

Employs human underwriting with no reliance on credit scoring. Considers a wide range of property types and borrower circumstances.

Bridging Finance Solutions

Offers bridging loans for property purchases, refurbishments, and auction acquisitions. Provides rapid decision-making and funding processes to meet tight deadlines.

Bridging Finance Solutions

Offers bridging loans for property purchases, refurbishments, and auction acquisitions. Provides rapid decision-making and funding processes to meet tight deadlines.

Technology-Enabled Application Process

Utilizes a user-friendly broker portal for swift Decision in Principle (DiP) generation and application tracking. Employs automated affordability assessments and credit checks for expedited processing.

Technology-Enabled Application Process

Utilizes a user-friendly broker portal for swift Decision in Principle (DiP) generation and application tracking. Employs automated affordability assessments and credit checks for expedited processing.

Who Quantum Mortgages Is Best For

  • Individual landlords seeking competitive Buy-to-Let mortgage rates.
  • Limited company landlords looking for tailored mortgage solutions.
  • Portfolio landlords aiming to expand or refinance their property holdings.
  • Property investors requiring flexible lending criteria and efficient processing.
  • Clients requiring bridging finance for property transactions.

Types of Mortgages Offered

  • Buy-to-Let mortgages for individual and limited company landlords.
  • Remortgage options for existing Buy-to-Let properties.
  • Portfolio landlord mortgage solutions.
  • Bridging loans for short-term financing needs.
  • Product transfers for existing Quantum Mortgages customers.

Partner with a Lender That Understands Your Investment Goals

Whether you’re a seasoned landlord or new to property investment, Quantum Mortgages offers the expertise and flexible solutions to support your Buy-to-Let ventures.

Contact Mortgage Knight today, and we’ll guide you through the process of securing a mortgage with Quantum, ensuring your investment plans are well-supported.

Faq

Frequently Asked Questions

A: Yes. Quantum Mortgages provides Buy-to-Let mortgage options tailored for limited company landlords, accommodating various investment strategies.

A: Quantum Mortgages does not impose strict minimum income requirements, focusing instead on the property’s rental income and overall affordability.

A: Yes. Quantum Mortgages offers remortgage options for existing Buy-to-Let properties, including the ability to raise additional capital for property improvements or portfolio expansion.

A: Absolutely. Quantum Mortgages provides solutions for landlords with multiple properties, offering flexible criteria and support for portfolio management.

A: Quantum Mortgages offers both interest-only and capital repayment options, allowing landlords to choose the repayment method that best suits their financial strategy.

A: Applications for Quantum Mortgages products can be submitted through registered

intermediaries. At Mortgage Knight, we can assist you in preparing and submitting your application to ensure a smooth process.

Types of Mortgages Accord Offers