Mortgage Knight acts as an essential adviser in managing the complexities of the UK commercial mortgage market. Their strategic guidance ensures that each client’s property and financial goals are precisely achieved. Their expertise simplifies the acquisition process and enhances the investment value of commercial properties.
Significant sums with repayment periods from a few years onward; often not regulated by the FCA.
Generally higher than residential mortgages, ranging from 5.95% to 12% due to greater risks; lower LTV ratios are usually offered.
Typically requires 25% to 40% of the property’s value upfront; you must also cover set-up costs.
May exceed loan term, possibly leading to a balloon payment; failure to repay may lead to repossession.
Significant sums with repayment periods from a few years onward; often not regulated by the FCA.
Generally higher than residential mortgages, ranging from 5.95% to 12% due to greater risks; lower LTV ratios are usually offered.
Typically requires 25% to 40% of the property’s value upfront; you must also cover set-up costs.
May exceed loan term, possibly leading to a balloon payment; failure to repay may lead to repossession.
Available through high street banks and specialist lenders, ideal for established businesses seeking long-term stability.
Designed for smaller businesses, often provided through British Business Bank programs with competitive terms
Short-term financing solutions to cover immediate needs, ideal for quick property purchases or urgent financial gaps.
Tailored for property development projects, offering flexible funding throughout the construction and development phases.