BM Solutions Mortgages

BM Solutions is a leading name in the UK buy-to-let mortgage market, offering specialist products exclusively through intermediaries. With a clear focus on landlord lending, they support everything from first-time landlords to complex portfolios and limited company structures.

At Mortgage Knight, we work closely with BM Solutions to bring you access to competitive rates, strong lending criteria, and one of the most efficient application systems in the industry. If you’re investing in rental property, BM Solutions should be on your radar.

Key Benefits of BM Solutions Mortgages

Buy-to-Let Specialists

Focused solely on buy-to-let lending, offering tailored solutions for landlords.

Buy-to-Let Specialists

Focused solely on buy-to-let lending, offering tailored solutions for landlords.

Limited Company Friendly

Accepts SPVs with straightforward criteria and competitive limited company rates.

Limited Company Friendly

Accepts SPVs with straightforward criteria and competitive limited company rates.

Support for Portfolio Landlords

Designed for clients with 4 or more mortgaged properties, with a dedicated approach to portfolio management.

Support for Portfolio Landlords

Designed for clients with 4 or more mortgaged properties, with a dedicated approach to portfolio management.

No Stress Test on Like-for-Like Remortgages

Remortgaging without borrowing more? BM Solutions may not apply a rental stress test, making approval easier.

No Stress Test on Like-for-Like Remortgages

Remortgaging without borrowing more? BM Solutions may not apply a rental stress test, making approval easier.

Fast, Efficient Processing

Known for reliable turnaround times and clear decisions, helping landlords act quickly.

Fast, Efficient Processing

Known for reliable turnaround times and clear decisions, helping landlords act quickly.

Who Is BM Solutions Best For?

BM Solutions is a great fit for:

  • First-time landlords entering the buy-to-let market
  • Individuals or limited companies using SPVs
  • Portfolio landlords with multiple rental properties
  • Clients needing a fast and reliable remortgage process
  • Landlords looking to remortgage without capital raise (like-for-like)

Mortgage Types Available from BM Solutions

  • Individual Buy-to-Let
  • Limited Company Buy-to-Let (SPV)
  • Portfolio Landlord Mortgages
  • Let-to-Buy
  • Like-for-Like Remortgages
  • Small HMO Buy-to-Let (subject to criteria)
  • New Build Buy-to-Let
Types of Mortgages Accord Offers

Frequently Asked Questions

Ans: No. BM Solutions only works through authorised mortgage brokers like Mortgage Knight.

Ans: Yes, BM Solutions supports buy-to-let mortgages for SPVs registered with Companies House.

Ans: Typically, at least £25,000 annual income is required, even for limited company applications.

Ans: Yes, first-time landlords are welcome, subject to standard criteria.

Ans: They support landlords with multiple properties and offer portfolio-specific underwriting.

Ans: Yes – though like-for-like remortgages benefit from lighter stress testing, capital raise cases are still considered.

Ans: Yes – BM Solutions accepts small HMOs (usually up to 5 bedrooms), subject to property and landlord experience.

Ans: BM Solutions is known for quick turnaround – often 1–2 weeks from application to offer, depending on case complexity.

Ready to Explore BM Solutions Mortgage Options?

At Mortgage Knight, we make securing a BM Solutions mortgage straightforward. Whether you’re just starting out or looking to restructure your portfolio, we’ll guide you through the process and recommend the best path forward. Let’s take the next step in growing your property investments. Speak to us today for expert advice and access to exclusive rates.

Faq