MT Finance is one of the UK’s most established and reliable bridging lenders, offering fast access to short-term finance for investors, landlords, and developers. Known for its speed, flexibility, and non-regulated focus, MT Finance provides solutions where traditional lenders fall short — particularly for auctions, refurbishments, and time-sensitive purchases.
At Mortgage Knight, we regularly recommend MT Finance to clients who need bridging loans without the red tape — with many completions possible in under 10 days.
Ans: Most bridging loans complete in 5–10 working days, depending on how quickly valuations and legal work are completed.
Ans: No — MT Finance is an asset-based lender. They do not require proof of income, making it ideal for self-employed or credit-impaired borrowers.
Ans: Yes. MT Finance is flexible with adverse credit, CCJs, and missed payments — as long as the exit strategy and security are solid.
Ans: Residential, commercial, mixed-use, and investment properties are all considered. Unusual or unmortgageable properties can also be acceptable.
Ans: Yes — MT Finance specialises in both regulated and unregulated bridging.
Ans: Terms range from 3 to 24 months, with most loans written for 6-12 months depending on the project timeline and exit route.
Ans: Yes. For suitable properties, MT Finance can use AVMs or desktop valuations to reduce timescales and costs.
MT Finance is a lender built for speed, flexibility, and results. If you’re buying at auction, refurbishing for profit, or need fast capital to unlock your next deal, this is a lender we trust to deliver.
Speak to Mortgage Knight today and we’ll structure your bridging loan to complete quickly — with terms and lenders that suit your timeline.
