Is your fixed rate ending? Sitting on your lender’s standard variable rate? Or just wondering if there’s a better deal out there?
Use our Remortgage Calculator to compare your current mortgage to a new one. See the impact on your monthly payments, total interest, and potential savings — all in under a minute.
Whether you’re remortgaging to save money, raise capital, or lock in a better rate, this tool gives you instant clarity before speaking to an adviser.
Find out how much you could save by switching your mortgage deal
| Current Mortgage | New Mortgage | |
|---|---|---|
| Monthly Payment | - | - |
| Total Interest | - | - |
| ERC Cost | £0 | - |
| Total Amount Paid | - | - |
Alex’s 2-year fix is ending, and he’ll be moved to 7.25% SVR. Using the calculator, he compares this to a 5.15% remortgage deal and sees a saving of £210/month.
Dan and Priya want to borrow an extra £20,000 for home improvements. The calculator shows how that affects their monthly payment and total interest, so they can budget with confidence.
Ellie is looking at two new mortgage deals — one with a fee, one without. Using the calculator, she sees that even with a £999 fee, the lower interest rate saves her money within 18 months.
A: It compares interest rates and repayments. You can manually factor in any upfront fees, or speak to us for help analysing total deal cost.
A: Yes — simply add the amount you want to borrow into the new balance figure to see how it affects monthly payments.
A: This version is for repayment mortgages. We’re working on a version for interest-only, or contact us directly for tailored advice.
A: You might face an early repayment charge (ERC). This isn’t factored into the calculator, but we can help you work it out.
A: Try to use your latest mortgage statement. If in doubt, contact us and we can do a free mortgage review for you.
Remortgaging can save you money, reduce your term, or release equity — but only if the deal’s right for you.
Use our free Remortgage Calculator now, and if the savings look good, we’re here to help you secure a great deal with the right lender.
No pressure. Just proper advice.
