Not every client fits a neat box, and not every mortgage can be solved with a high street lender.
Whether you’re buying at auction, refinancing a semi-commercial unit, developing property, or unlocking equity without remortgaging, our specialist finance solutions are built to move quickly, flex with your situation, and unlock funding where others say no.
At Mortgage Knight, we work with 90+ specialist lenders and private banks to arrange bespoke finance that fits you, not the other way around.
Explore our full range below — or contact us directly for expert advice on structuring your deal.
Fast loans for chain breaks, refurbishments, or auction purchases
Get funding in time to meet 28-day deadlines
Use improved value straight away for refinancing
Tax-efficient options for landlords and SPVs
Finance for Houses in Multiple Occupation with higher yields
Raise capital without touching your main mortgage
For shops, warehouses, offices and more
Flats above shops, mixed-use buildings, and unusual setups
Jay bought a terrace at auction for £140,000 and needed funds within 3 weeks. We arranged a bridging loan at 70% LTV and helped him refinance it to a standard BTL after refurb.
Sophie wanted to purchase a licensable HMO. Her bank said no. We secured an HMO mortgage through a lender that accepts SPVs, multi-let income, and limited trading history.
Marc bought a mixed-use unit with 2 flats above a takeaway. Many lenders rejected it — but we sourced a semi-commercial mortgage with 75% LTV, allowing him to buy and refurb.
If the banks are saying no – or you need funding fast – Mortgage Knight is your trusted partner in specialist lending.
Let’s structure your deal, get the offer in place, and move forward with no unnecessary delays or obstacles.
Speak to us today — and get specialist finance that works for you.
A: Bridging or auction finance can be ready in 5–10 working days. BTL and commercial deals vary depending on property and underwriting.
A: Yes – many lenders prefer this structure for tax efficiency and offer products specifically for SPVs.
A: Absolutely – we advise not just on the bridging loan but on how to refinance to longer-term products when the time’s right.
A: We finance everything from terraced houses to shops, HMOs, land, and non-standard builds. If you’re unsure – ask us.
A: Sometimes – especially with complex or private lender deals. We’ll always tell you upfront and keep costs clear.
