What happens to your business if a co-director dies, a key employee becomes critically ill, or you need to repay a business loan unexpectedly?
Business Protection Insurance gives you the safety net your company needs. It’s designed to protect your business financially if illness or death hits your leadership, ownership, or loan agreements — helping you stay operational, avoid disruption, and keep ownership under control.
At Mortgage Knight, we help business owners and directors build tailored protection plans — so your company can keep thriving, even through the unexpected.
Whether you’re a start-up, a growing SME, or a well-established firm, business protection is one of the smartest risk-management moves you can make.
You insure your premises, your stock and your vehicles. But what about the people who make the business work?
Contact Mortgage Knight today, and we’ll help you build a business protection plan that keeps your company strong — whatever the future holds.
A: Personal life insurance protects your family. Business protection ensures your company survives and functions if a key person is lost — completely different goals.
A: Anyone whose absence would impact profits or operations — often founders, directors, top sales staff, product leads or specialist employees.
A: Not necessarily. We’ll help you assess your needs, risks, and budget, then recommend a protection plan that balances coverage with affordability.
A: Usually by the business. We can structure this depending on the ownership setup, and where applicable, some policies may qualify for corporation tax relief.
A: Absolutely. Many companies combine multiple types of cover into one strategy — protecting both business continuity and liabilities.
A: You can include critical illness cover in your plan, so shares or responsibilities can be bought out before a full exit or recovery.
