Buying a home is one of the biggest commitments you’ll ever make. But what happens if you’re no longer around to pay the mortgage?
Mortgage Protection Insurance is a simple, affordable way to make sure your family can stay in the home, even if you’re not there to make the payments.
At Mortgage Knight, we make it easy to protect what matters most. Whether you’re buying your first home or remortgaging, we’ll help you find the right cover, matched to your mortgage, your budget, and your future plans.
Whether you’re single, married, with kids, or just starting out, if you have a mortgage, you need protection.
Ben, a contractor, added critical illness cover to his mortgage protection. Two years later, he was diagnosed with testicular cancer. His policy paid out £150,000, clearing his mortgage while he recovered.
Charlotte had an interest-only deal with no repayment vehicle in place. We arranged level term cover to protect the balance, giving her daughter the home outright if anything happened.
Don’t leave your biggest financial commitment unprotected. With the right Mortgage Protection Insurance, you’ll have peace of mind that your family — and your home — are safe.
Contact Mortgage Knight today for free, friendly advice and a quote tailored to your mortgage and your life.
A: No, but lenders and brokers highly recommend it. Without cover, your family may struggle to keep the home if you die
A: Decreasing term tracks your mortgage balance and is ideal for repayment mortgages. Level term stays fixed — useful for interest-only loans or leaving a lump sum.
A: Yes. You can combine critical illness with mortgage life cover, giving you protection not only in death but also serious illness.
A: We can review your policy and adjust your cover to suit the new mortgage amount or term. You don’t have to start from scratch.
A: Absolutely. Your employment status doesn’t affect your eligibility — it’s your age, health and cover amount that insurers consider.
A: Not at all. Many policies start from under £10 per month — we’ll compare the best options to find cover that fits your budget.
