Fleet Mortgages – Expert Buy-to-Let Lending for Landlords and Property Investors

Fleet Mortgages, a subsidiary of Starling Bank, is a specialist Buy-to-Let lender operating exclusively through intermediaries. Established in 2014, Fleet offers a range of competitively-priced Buy-to-Let mortgages designed to meet the diverse needs of landlords, including those with complex portfolios.

At Mortgage Knight, we recommend Fleet Mortgages to clients seeking reliable and adaptable Buy-to-Let mortgage options, backed by a lender with a strong reputation in the market.

Key Benefits of Fleet Mortgages

Comprehensive Buy-to-Let Product Range

Offers mortgages for standard properties, limited companies, HMOs, and multi-unit freehold blocks (MUFBs). Supports both individual and limited company landlords.

Comprehensive Buy-to-Let Product Range

Offers mortgages for standard properties, limited companies, HMOs, and multi-unit freehold blocks (MUFBs). Supports both individual and limited company landlords.

Support for Portfolio Landlords

No limit to the number of properties in a client's background portfolio. Dedicated underwriting process for portfolio landlords, including streamlined documentation via CoreLogic's Buy-to-Let Hub.

Support for Portfolio Landlords

No limit to the number of properties in a client's background portfolio. Dedicated underwriting process for portfolio landlords, including streamlined documentation via CoreLogic's Buy-to-Let Hub.

Flexible Lending Criteria

Accepts applications from landlords with various income types, including self-employed and retired individuals. Minimum income requirements: £15,000 for experienced landlords; £25,000 for first-time landlords.

Flexible Lending Criteria

Accepts applications from landlords with various income types, including self-employed and retired individuals. Minimum income requirements: £15,000 for experienced landlords; £25,000 for first-time landlords.

Efficient Application Process

Decisions in Principle (DIPs) reviewed within 24 hours. Valuation turnaround typically within 72 hours.

Efficient Application Process

Decisions in Principle (DIPs) reviewed within 24 hours. Valuation turnaround typically within 72 hours.

Green Mortgage Incentives

£1,000 cashback for improving a property's EPC rating to C or above during the initial fixed-rate period.

Green Mortgage Incentives

£1,000 cashback for improving a property's EPC rating to C or above during the initial fixed-rate period.

Who Fleet Mortgages Is Best For

  • Individual landlords seeking competitive Buy-to-Let mortgage rates.
  • Limited company landlords looking for tailored mortgage solutions.
  • Portfolio landlords aiming to expand or refinance their property holdings.
  • Property investors requiring flexible lending criteria and efficient processing.

Types of Mortgages Offered

  • Buy-to-Let mortgages for individual and limited company landlords.
  • Remortgage options for existing Buy-to-Let properties.
  • Portfolio landlord mortgage solutions.
  • Interest-only and capital repayment options.
  • Product transfers for existing Fleet Mortgages customers.

Partner with a Lender That Understands Your Investment Goals

Whether you’re a seasoned landlord or new to property investment, Fleet Mortgages offers the expertise and flexible solutions to support your Buy-to-Let ventures.

Contact Mortgage Knight today, and we’ll guide you through the process of securing a mortgage with Fleet, ensuring your investment plans are well-supported.

Faq

Frequently Asked Questions

A: Yes. Fleet Mortgages provides Buy-to-Let mortgage options tailored for limited company landlords, accommodating various investment strategies.

A: Yes. Fleet Mortgages requires a minimum income of £15,000 for experienced landlords and £25,000 for first-time landlords. 

 

A: Yes. Fleet Mortgages offers remortgage options for existing Buy-to-Let properties, including the ability to raise additional capital for property improvements or portfolio expansion.

A: Absolutely. Fleet Mortgages provides solutions for landlords with multiple properties, offering flexible criteria and support for portfolio management.

A: Fleet Mortgages offers both interest-only and capital repayment options, allowing landlords to choose the repayment method that best suits their financial strategy.

A: Applications for Fleet Mortgages products can be submitted through registered intermediaries. At Mortgage Knight, we can assist you in preparing and submitting your application to ensure a smooth process.

Types of Mortgages Accord Offers