Harpenden Building Society – Specialist Mortgages for Unique Borrowers

Harpenden Building Society is a specialist lender known for its flexible and individually underwritten mortgage solutions. They cater to a diverse range of borrowers, including those with complex income streams, self-employed individuals, retirees, and those purchasing unique property types.

At Mortgage Knight, we collaborate with Harpenden Building Society to assist clients in securing mortgages that align with their unique financial situations.

Key Benefits of Harpenden Building Society Mortgages

Flexible Income Assessment

Accepts various income sources, including salary, bonus, commission, self-employed income, foreign income, pension, investment, and trust income. Considers complex income streams and recent changes in employment type.

Flexible Income Assessment

Accepts various income sources, including salary, bonus, commission, self-employed income, foreign income, pension, investment, and trust income. Considers complex income streams and recent changes in employment type.

Support for Diverse Borrowers

Lends to employed, self-employed, retired individuals, and contractors. No upper age restriction and up to four borrowers per application, with all incomes considered.

Support for Diverse Borrowers

Lends to employed, self-employed, retired individuals, and contractors. No upper age restriction and up to four borrowers per application, with all incomes considered.

Specialist Mortgage Products

Offers a diverse product range, including Residential, Later-Life, Self-Build, Buy-to-Let, Holiday Lets, and Second Homes. Provides credit repair product range and considers guarantor and Joint Borrower Sole Proprietor (JBSP) arrangements.

Specialist Mortgage Products

Offers a diverse product range, including Residential, Later-Life, Self-Build, Buy-to-Let, Holiday Lets, and Second Homes. Provides credit repair product range and considers guarantor and Joint Borrower Sole Proprietor (JBSP) arrangements.

Flexible Lending Criteria

Up to 75% Loan-to-Value (LTV) on interest-only mortgages. Considers unusual property types, including up to three properties on one title.

Flexible Lending Criteria

Up to 75% Loan-to-Value (LTV) on interest-only mortgages. Considers unusual property types, including up to three properties on one title.

Large Loan Options

Offers residential large loans up to £2.5 million and self-build loans up to £2 million. Provides exclusive large loan products for loans over £1 million, with competitive rates and arrangement fees.

Large Loan Options

Offers residential large loans up to £2.5 million and self-build loans up to £2 million. Provides exclusive large loan products for loans over £1 million, with competitive rates and arrangement fees.

Who Harpenden Building Society Is Best For

  • Self-employed individuals with complex income structures.
  • Retirees seeking mortgage options without age restrictions.
  • Property investors interested in unique or multiple properties on one title.
  • Borrowers requiring flexible underwriting and tailored mortgage solutions.

Types of Mortgages Offered

  • Residential mortgages for various borrower types.
  • Buy-to-Let mortgages for individuals and companies.
  • Holiday Let and Second Home mortgages.
  • Self-Build mortgages for property construction projects.
  • Later-Life mortgages for older borrowers.

Explore Tailored Mortgage Solutions with Harpenden Building Society

Whether you’re self-employed, a retiree, or purchasing a unique property, Harpenden Building Society offers mortgage products designed to meet your unique needs.

Contact Mortgage Knight today, and we’ll assist you in navigating the mortgage options available through Harpenden Building Society, ensuring a solution tailored to your circumstances.

Faq

Frequently Asked Questions

A: Yes. They accept self-employed income and consider complex income streams, including recent changes in employment type.

A: No. Harpenden Building Society has no upper age restriction and considers up to four borrowers per application.

A: Yes. They consider unusual property types, including up to three properties on one title.

A: They offer residential large loans up to £2.5 million and self-build loans up to £2 million.

A: Yes. They provide interest-only mortgages up to 75% LTV, subject to criteria.

Types of Mortgages Accord Offers