Leeds Building Society offers a well-balanced mix of mainstream lending and niche support, particularly for buyers with lower deposits, those using shared ownership schemes, and contractors who might be overlooked by other lenders.
At Mortgage Knight, we regularly recommend Leeds BS for first-time buyers, those purchasing new builds, or clients with non-traditional income, like day-rate contractors or fixed-term employees
A: Yes. Leeds is happy to lend to applicants on fixed-term or probationary employment, provided there’s a history of similar work or a good contract in place.
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A: Absolutely. They’re one of the top lenders for shared ownership, often lending up to 95% of your share value, and offering good staircasing options later on.
A: Yes. Day-rate contractors, especially those with 12+ months in the same field, are typically accepted. Leeds can assess income using contract value or payslip averages.
A: Yes. For eligible applicants with strong affordability and credit, Leeds has low-deposit options, particularly for first-time buyers and new build homes.
A: Leeds Building Society accepts basic salary, bonus, overtime, commission, contractor income, and second jobs, provided the income is stable and evidenced.
A: Yes. Leeds allows capital raising for many standard purposes — including home improvements, debt consolidation, and deposits for family purchases.
A: No, but applying via Mortgage Knight means you benefit from expert advice, faster processing, and professional packaging — improving your chances of approval.
If you’re a first-time buyer, using shared ownership, or earning via contracts or non-standard employment, Leeds Building Society may be your ideal lender — offering solid rates and flexible thinking.
Get in touch with Mortgage Knight today, and we’ll match you with the best Leeds BS mortgage for your goals — no stress, just expert support.
