The Mortgage Lender (TML) was created to serve borrowers that mainstream lenders often overlook. From self-employed clients to contractors, buy-to-let landlords, and those with a less-than-perfect credit history, TML takes a common-sense approach to underwriting, helping you secure finance where others say no.
As brokers, we work with TML regularly for clients with non-standard income, portfolio properties, and specialist requirements. Here’s why they’re a valuable option in the market.
If you’ve been turned down by a high street bank or your income doesn’t fit the mould, The Mortgage Lender could be the perfect match. We’ll assess your circumstances and show you how their flexible lending could work for you.
Get in touch with Mortgage Knight today for a no-obligation chat and a mortgage quote tailored to your needs.
A: Any building that combines commercial and residential use—like a shop with flats, or a doctor’s surgery with a flat attached.
A: Yes. Many semi-commercial investors use SPVs for tax efficiency. We work with lenders who accept company ownership.
A: It helps—but some lenders accept first-time landlords, especially for lower-value or owner-occupied deals.
A: Slightly—but they’re still competitive, and the stronger yield often outweighs the rate difference.
A: Absolutely. We help clients refinance for better rates, equity release, or to switch from personal to limited company ownership.
